Self- certification mortgages can carry higher interest rates than others in the market. Advisers tend to recommend people opting for self- cert mortgages go for a short- term deal of two or maybe three years. Calculate the effect of an interest rate rise on your mortgage opens new window. Your home may be repossessed if you do not keep up repayments on your mortgage.

Self certification mortgages uk - uk interest rates are current at a 35- year low. Our self certification mortgage service aims to break down the old barriers that have traditionally faced those who find it difficult to prove their income. Of the mortgage loan size applies of which £400 is payable on application with the balance payable on completion. A self certified mortgage is specifically designed for people whose income is difficult to assess using the standard underwriting criteria used by most mortgage lenders. What are enhanced income multiples mortgages?If you are self- employed, you may simply not be able to prove your income; you've no formal or recent accounts or accounts prepared by a pro. Mortgage healthcheck warning on right- to- buy scams mortgage for divorcees what are self- certification mortgages?